Have you ever given someone a loan before? We all have. Did
that person return the money when he/she promised to do so? Some did, but many
did not. I make bold to declare that we all have had more experiences of people
defaulting on their debts than liquidating them. There are even instances where
debtors pretend to have forgotten that they owed someone
or downright refused to repay.
One would think that with the decay in moral values
regarding money today in our society many would be careful with their hard
earned money. Sadly this is not the case. Many of us are suckers for a good
“person in need” story.When you also consider that it is those who are close
to us who come to us it can be extremely difficult to say no. This is Africa;
we are known for being our brother’s keeper.
