STOP GIVING LOANS FROM YOUR SAVINGS

 

 Have you ever given someone a loan before? We all have. Did that person return the money when he/she promised to do so? Some did, but many did not. I make bold to declare that we all have had more experiences of people defaulting on their debts than liquidating them. There are even instances where debtors pretend to have forgotten that they owed someone or downright refused to repay.

One would think that with the decay in moral values regarding money today in our society many would be careful with their hard earned money. Sadly this is not the case. Many of us are suckers for a good “person in need” story.When you also consider that it is those who are close to us who come to us it can be extremely difficult to say no. This is Africa; we are known for being our brother’s keeper.

GETTING THE MOST OUT OF YOUR BANK

Are you getting the most out of your bank? This is not the case for many people. Tales of woe seems to abound in many quarters regarding people’s experiences with their banking institution.  While this perception may be difficult to shake off I make bold to declare that those who desire wealth must have a cordial, cultivated and close knit relationship with a bank.

The Billionaires DNA

According to Forbes magazine there are currently 1,645 Dollar billionaires out of a population of 7 billion which is 1 billionaire for every 4 million persons. These exceptional achievers must be really special or extraordinary?  Well not really. These men and women have been able to establish and develop the DNA for extraordinary fortune hence their success.

They are ordinary people who have turned lives and fortunes around doing things in an extraordinary way. This extra comes from having a billionaires DNA which can be developed and nurtured by almost anyone, anywhere. So what makes up this DNA?